The new range offers 2, 3, and 5 year fixed rate products with 60% and 75% LTV versions available in branch, by telephone and on the internet. 85% LTV products are also available via the branch network and by telephone.
All the range is available with offset facilities and all offer a choice of incentives. A £250 cash-back can be taken on the 2-year products, which is paid in to the offset savings account, or for remortgage borrowers the option of a free standard valuation and free legal service is offered.
The range is headlined by the offset two year fixed rate 3.99% product, available up to 60% Loan to Value. In common with the rest of the range it has an application fee of £495, of which £195 is payable on application and is non-refundable. No application fee is payable for the First Time Buyer and FreshStart (YBS's Divorce Mortgage) mortgages.
