Yorkshire Building Society product manager Richard Barker said: "The Yorkshire is known for its great deals for first time buyers but as a mutual our aim is to support all types of home buyers and homeowners.
"We're pleased to be able to offer such competitive rates to purchasers with a larger deposit or homeowners looking to save money by remortgaging.
"The Yorkshire has been offering offset mortgages for more than 10 years and while returns on savings continue to fall offset can be a really good way to make your nest egg work harder and at the same time cut your mortgage repayments or the term of your loan."