Company: DLC Homeline Mortgages
Total volume: $106.13 million
Loans funded: 255
CMP: How did you navigate regulatory changes in 2018?
Kyle Green: We made a push towards commercial lending, which helped us dodge a lot of the issues that primarily affected the residential lending environment. We also focused on lowering some of our costs and increasing efficiencies as well.
CMP: What’s your prediction for the state of the mortgage industry in 2019?
KG: I expect mortgage volumes in 2019 to increase slightly overall. We also expect lenders to finally feel like they have figured out the OSFI requirements and to reintroduce some new programs that align with their risk tolerance and OSFI's regulations.