Broker, owner and operator
House & Home Mortgage Co./Verico Compass Mortgage Group
Location: Kamloops, BC
Age: 33
Having entered the mortgage industry five years ago after a career in retail sales, Ryan Smith says he’s grateful and privileged to have not only survived but thrived in the mortgage business. “During this short time, the mortgage industry has experienced huge change,” he says. “Everything from the implementation of new qualifying rules to the ever-changing lender guidelines has kept us constantly on our toes. It’s these challenges that keep me interested in and excited about the business.”
Within six months of starting in the industry, Smith was named Rookie of the Year by his first brokerage; since then, his funding and originations have grown more than sixfold. He also incorporated his own company in 2019 under the umbrella of Verico Compass Mortgage Group.
In addition to his day-to-day responsibilities, Smith is actively involved in a mastermind group with other local business owners in the Kamloops community who collaborate and support one another to develop and grow their businesses. He also enjoys mentoring other brokers and newcomers to the industry.
