Bratton, 33, is working to establish a name for himself in the Auckland market in the two years he’s been back in NZ after working in the Australian financial services industry. In his first year, he has achieved the status of elite adviser at Loan Market for his consistent growth on growth each month and is now on track to improve in year two. His medium-term goals are to develop a closer working relationship with banks and lenders as well as achieve $100 million a year in settlements. The former National Australia Bank leader believes that a great mortgage adviser does not focus on rates but more on the service and knowledge.