Total Mortgages

Office address: 6 Princes Street, Hamilton Central, Hamilton 3204 
Website: www.total.nz 
Year established: 2005 
Company type: financial services 
Employees:
Expertise: mortgage advice, home loans, finance, insurance, low deposit home loans, first home, bridging, selling and upgrading, property investment loans, refinancing, debt consolidation, construction loans 
Parent company: N/A 
Key people: Jordan Cameron (director and mortgage adviser), Alex O'Rourke (mortgage adviser), Lynette Smith (client manager), Raheem Hunter (client manager), Kyle Martin (customer support) 
Financing status: N/A 

Total Mortgages is a Hamilton-based independent mortgage broker firm with eight locations and five employees. They have successfully settled over 1,300 loan applications, amounting to $650 million in lending. They offer mortgage calculators and personalised expert mortgage advice, helping clients navigate their financial journeys smoothly. 

History of Total Mortgages 

Total Mortgages was founded in 2005 and is headquartered in Hamilton, expanding its operations across the country. Over the years, the company has built a reputation for personalised service and efficient mortgage solutions. In 2021, the company grew its staff to manage the surging housing demand, forming a cohesive team of specialists.  

Director Jordan Cameron was placed sixth among NZA's 2022 Top Advisers, being the highest ranked outside major cities. Despite pandemic challenges and market volatility, they saw a 35% increase in settled loans during the 2022 financial year. In 2023, Total Mortgages also earned recognition as a top brokerage by NZ Adviser.  

Products and Services of Total Mortgages 

Total Mortgages provide expert advice to clients while working closely with clients through the whole journey: 

  • low deposit home loans: ideal for clients with a smaller deposit, helping them enter the housing market 

  • first home loans: tailored for first-time buyers, simplifying the process of purchasing their first home 

  • selling and upgrading: assistance for those looking to sell their current property and upgrade to a new one 

  • property investment loans: support for investors aiming to expand their property portfolios 

  • home loan refinancing: options for clients to refinance their existing home loans for better rates and terms 

  • debt consolidation: solutions to consolidate multiple debts into a single manageable loan 

  • construction loans: financing for clients planning to build their dream homes 

  • bridging loans: short-term loans to bridge the gap between buying a new property and selling the old one 

  • self-employed mortgages: specialised loan options for self-employed individuals with unique financial situations 

Culture at Total Mortgages 

Total Mortgages provides tailored mortgage advice and support, ensuring clients make well-informed home loan decisions while constantly researching the latest technologies to streamline its processes. Their professional advisers are committed to securing the smoothest and best possible deals for their clients. The company's success stems from its time-efficient processes and rapid turnaround, setting it apart from competitors. 

The company prioritises client needs and goals above all else, guaranteeing each client's unique situation is expertly handled. Dedicated mortgage brokers work closely with clients throughout the entire process, delivering top-tier service and results tailored to individual needs. Generally, their services come at no cost for long-term lending, as commissions are received from lenders upon mortgage settlement. 

About Total Mortgages Director Jordan Cameron and Key People 

Jordan Cameron serves as a director and mortgage adviser for Total Mortgages, joining the company in 2010. Prior to this, he owned and operated a signwriting and wide format printing company called SignPrint. Cameron graduated from St. Johns College. 

Supporting Cameron in operating the company are key individuals, including: 

  • Alex O'Rourke, as a mortgage adviser, works directly with clients to secure favourable mortgage terms and rates 

  • Lynette Smith, a client manager, ensures client satisfaction and manages client relationships throughout the mortgage process 

  • Raheem Hunter, as a client manager, assists in maintaining client relationships and providing support during the mortgage application process 

  • Kyle Martin, serving as customer support, addresses client enquiries and provides assistance to ensure a seamless experience 

The Future at Total Mortgages 

Total Mortgages continues to innovate and research the latest technologies, integrating their learnings into their online platform and operations. Through their website, they maintain a seamless and efficient application process, providing clients with user-friendly tools and resources.  

Additionally, Total Mortgages has secured a spot among the Best Mortgage Brokerage Firms in New Zealand for 2024, underscoring its industry leadership and reputation. This accolade affirms the company's dedication to providing outstanding service and support to its clients. Moving forward, the company aims to use its sustained success and recognition to drive further growth. 

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