MB Associates

Office address: 16a The Broadway, Cheam, Surrey SM3 8AY 
Website: www.mbassociates.net 
Year established: 1989 
Company type: financial services 
Employees: 30+ 
Expertise: mortgages, insurance, wills and trusts, tax planning and wealth management, financial protection, business protection, mortgage advice, equity release, later life borrowing 
Parent company: N/A 
Key people: Monica Bradley (MD), Shaun De Moura (adviser), Leslie Morris (adviser), Christina Collison (manager), Kirsty Lambert (office manager), Helen Lindfield (case manager), Jeff Smith (consultant and will writer) 
Financing status: N/A 

MB Associates is a mortgage brokerage firm headquartered in Cheam, with over 30 employees. The company collaborates with 90 lenders with over 11,000 mortgage products, providing a wide range of mortgage solutions. They operate from offices in Sutton and Cheam, offering personalised financial advice to clients. 

History of MB Associates 

Monica Bradley founded MB Associates in 1989 after working in the property business for eighteen months. Motivated by her passion for helping people with finances, she started the business as a self-employed professional. The company grew through referrals from satisfied clients, expanding like a tree with many branches.  

MB Associates has expanded to a second site in 2016 to meet growing client demand and accommodate their expanding team. In that same year, they arranged over £130 million in lending, specialising in high-net-worth clients and complex income structures. Over the years, the company has continuously grown, recently announcing business expansions to accommodate increasing client demand. 

Products and Services of MB Associates 

MB Associates offers a comprehensive range of mortgage and financial advice services tailored to meet the diverse needs of their clients. Key offerings include: 

• mortgage advice: expert guidance through the mortgage process to secure the best deals 

• buy-to-let mortgages: tailored solutions for property investors looking to expand their portfolios 

• remortgaging: assistance with refinancing existing mortgages to obtain better rates 

• protection insurance: comprehensive advice on life, critical illness, and income protection insurance 

• bridging loans: short-term financing solutions for immediate funding needs 

• commercial mortgages: financing options for purchasing or refinancing commercial properties 

• equity release: solutions for homeowners looking to release equity from their properties 

• estate planning: professional advice on wills, trusts, and inheritance tax planning 

Culture at MB Associates 

MB Associates is a growing and compassionate employer that values individual contributions and encourages staff to leverage their strengths. It offers a supportive environment where employees are recognised for their efforts and are provided with the necessary support. It is open to ambitious, self-motivated individuals, whether they are experienced professionals or trainees looking to build a career in financial services, providing benefits like: 

• competitive salary based on experience  

• professional development and career advancement opportunities  

• collaborative and supportive work environment  

• chance to contribute to company growth  

• apprenticeship leading to Certificate of Mortgage Advice  

• learning from experienced advisers 

MB Associates’ mission includes being a dedicated team of finance specialists committed to providing exceptional service to every client. They seek to guide and support clients at every stage of their financial journey, from the initial meeting to completion, providing updates and guidance. They also integrate certain values to their operations, such as: 

• client-centric: ensures clients feel comfortable and valued 

• comprehensive support: guides clients through the entire mortgage process 

• tailored solutions: finds the best mortgage for each client's needs 

• long-term relationships: builds lasting relationships with continuous support 

• ethical practices: offers personalised service and financial resilience planning 

• expert advice: provides clear, trustworthy advice with strong communication 

MB Associates recognises the importance of fostering goodwill and social responsibility. Supporting the community and involving themselves in charitable activities ensures their positive reputation and reinforces their commitment to social responsibility. Initiatives include: 

• walking the Marsden March to raise funds for The Royal Marsden Cancer Charity 

• supporting Look Good Feel Better for cancer treatment support 

• sponsoring the Cheam Charter events 

• promoting mental health awareness through Mind 

• sponsoring local teams like Sutton & Epsom RFC 

About MB Associates Managing Director Monica Bradley and Key People 

Monica Bradley CeMAP serves as the founder and managing director of MB Associates. Prior to establishing MB Associates, Bradley advised clients on mortgages and protection while working with notable brands like Countrywide and Legal & General. Additionally, she offered guidance on pensions, investments, wills and trusts, and inheritance tax planning. 

Key People who help the managing director in leading the company: 

• Shaun De Moura CeMAP, as mortgage and protection adviser, provides expert mortgage and protection advice to clients 

• Leslie Morris CeMAP, mortgage and protection adviser, helps clients secure the best mortgage deals 

• Christina Collison, as content and marketing manager, oversees the company's marketing and content strategies 

• Kirsty Lambert, an office manager, manages the daily operations and administration of the office 

• Helen Lindfield, a case manager, handles client cases and ensures smooth processing 

• Jeff Smith, as an estate planning consultant and will writer, offers specialised advice on estate planning and will writing 

The Future at MB Associates 

MB Associates aims to continue its business development while focusing on customer service and social engagements. The company had recently sponsored an event in the Cheam Charter Fair in Cheam Village, a historic annual community event featuring stalls, local traditions, and entertainment. 

Monica Bradley, the managing director, plans to expand the company’s services while maintaining a high standard of customer care. She aims to introduce more innovative financial solutions and further support for their clients. These initiatives will place MB associates in a more advantageous position as they continue operating.