The products come with seven and 10-year fixed term options and are available on purchases up to £400,000.
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Virgin Money has launched a range of 90% loan-to-value (LTV) mortgages for first-time buyers.
The products come with seven and 10-year fixed term options and are available on purchases up to £400,000. Rates are between 2.99% and 3.19% depending on the term and options.
The return to 90% lending comes as Virgin Money launches the Home Buying Coach app aimed at coaching first-time buyers through the buying process.
Sarah Green, head of intermediaries at Virgin Money, said: “We recognise how challenging the last few months have been for all buyers, including those trying to get onto the property ladder.
“By offering longer-term fixed rates along with the Home Buying Coach app, we are giving new borrowers an opportunity to lock their rate in for the medium to longer-term, safe from immediate market fluctuations.
"The addition of the Home Buying Coach app means first-time buyers also have the have information and guidance to help them take that first and important step onto the property ladder.”