Specialist lender now available to more than 1000 more mortgage advisers
Specialist property lender Together has launched flexible arrangement fees across select commercial finance products, allowing clients more control over interest rates.
The new feature applies to buy-to-let mortgages and commercial term loans and will be available to both direct customers and Together’s intermediary partners, including networks, clubs, and gold brokers.
With the new structure, brokers can adjust arrangement fees to impact interest rates. For instance, an unregulated buy-to-let two-year fixed rate product with a 2.5% arrangement fee and an interest rate of 8.49% can be modified to a 5% arrangement fee, reducing the interest rate to 7.49%. This flexibility enables brokers to offer clients tailored options that can lower monthly payments.
“We are always looking to offer brokers greater flexibility and affordability options to their customers,” said Tanya Elmaz (pictured), director of intermediaries at Together. “By offering a choice on arrangement fees, brokers can advise customers on wider options to reduce their monthly payments in order support their property ambitions.”
The initiative aligns with Together’s strategy to enhance customer service and expand its footprint in the UK market. The lender has further strengthened its distribution channels through a new partnership with The Right Mortgage & Protection Network.
Joining The Right Mortgage’s lender panel allows appointed representative (AR) firms within the network access to Together’s full range of mortgage products, including options for first-time buyers, remortgagors, home movers, self-employed individuals, and buy-to-let investors, as well as Right to Buy and shared ownership products.
The specialist lender has recently been added to the panels of TMG Direct Network and In Partnership. These additions, alongside existing partnerships with HL Partnership and Mortgage Advice Bureau, have boosted Together’s reach, providing more than 1,000 additional advisers access to its products.
To streamline processes for brokers, Together has also launched a dedicated portal for network and club advisers, which includes a product quote engine, online application tools, and access to lending decisions. The portal covers buy-to-let, consumer buy-to-let, and residential mortgages, giving brokers more efficient access to Together’s offerings. The Right Mortgage’s advisers are among the first to access this portal, which also features calculators for residential and buy-to-let products.
“We are very pleased to be welcoming Together to our lender panel, providing our member firms and their advisers with access to its wide range of products, covering first-charge, buy-to-let, and consumer buy-to-let offerings,” said Anita White, head of provider and lender relations at The Right Mortgage & Protection Network.
“We are one of the first networks to gain access to Together’s new dedicated portal, and we believe advisers will find much to interest them there and to help them work with Together for the benefit of their clients. We are looking forward to working with the Together team and to help our member firms make the most of this new relationship.”
Want to be regularly updated with mortgage news and features? Get exclusive interviews, breaking news, and industry events in your inbox – subscribe to our FREE daily newsletter. You can also follow us on Facebook, X (formerly Twitter), and LinkedIn.
