The survey of over 400 IFAs and mortgage brokers also found that over fifty per cent believe the difference between the mainstream and sub-prime market rates will decrease in 2002.
64 per cent thought that trail fees would continue to be a growing trend, but there were no clear feelings on house prices, with 49 per cent expressing the opinion that house prices had peaked and 50 per cent saying that there is still some way to go.
Guy Batchelor, sales and marketing director at Platform Home Loans, said: "We have carried out this research as part of our strategy to keep in touch with our customers to understand the market and how it might develop. We will continue to develop our product range to match the needs of our clients and consumers."
