Enhancements include an accident, sickness and unemployment (ASU) policy that claims to offer one of the highest levels of cover in the UK .
Total ASU pays benefits of up to £5,000 per household per month, regardless of income, and covers bad backs, stress and pre-existing illnesses, common conditions excluded by most insurers. No medical is required and the policy covers mortgage or rental payments and related costs plus 25 per cent additional cover for 12 or 18 months. Monthly premiums start at £2.25 per £100 of cover.
TotalHome Cover Combined Buildings and Contents is bedroom-rated so no property valuation is required, and offers unlimited buildings cover of up to £350,000 and £40,000 automatic minimum contents cover. Meanwhile FlexiHome Cover is ideal for buildings-only cover on buy-to-let properties and has no premium loading and nil excess.
Centrepoint products are supplied solely through mortgage brokers and independent financial advisors (IFAs) and commission is paid on inception and renewal. Instant quotes and certificates are available through Centrepoint’s online system, Compass.
Lee Titcumb, managing director of Centrepoint Insurance Services, said: “Centrepoint has established a reputation for flexible, cover-driven products which are designed to make life simple for brokers and help reduce the risks of mis-selling. We believe our ASU cover offers the best value in the business. High levels of cover and high successful claim rates help brokers ensure long-term customer satisfaction and ongoing income from renewals.”
