The Bolton-based firm is one of the first second charge distributors to be fully authorised by the FCA.
Tim Wheeldon, its managing director, said: “Coming at a time when the company is focusing its attention on building its presence in the intermediary market, full authorisation gives introducers and network partners a real sense of dealing with a business that has the complete answer to their needs.
“Not only do we offer a genuine whole of market proposition for brokers and their clients, but also, with full authorisation having been granted, our introducers can have real confidence and complete peace of mind in working closely with Fluent Money.”