With a £495 fee 5-year fixed rates stand at 3.04% to 80% LTV, 3.54% to 85% LTV and 3.94% to 90% LTV.
On fee free equivalent deals meanwhile 5-year fixes stand at 3.24% to 80% LTV, 3.74% to 85% LTV and 4.14% to 90% LTV.
Craig McKinlay, mortgages director at Halifax, said: “The reduction of rates within five-year range will support borrower’s needs for long-term stability, and demonstrates our ongoing dedication to helping home movers and first-time buyers looking to save money by taking out a mortgage with Halifax.
“The removal of products with fees above £495 will allow more customers to benefit from a competitive mortgage with a zero fee option.”
