Rooftop’s adverse credit range offers clients options from very light through to heavy. Plus, there are a choice of two-year fixed rates, and two-year discounted products of which both are available up to 95% loan-to-value (LTV) for both employed and self-employed clients, with rates starting from 5.27%.
Rooftop also offer a right-to-buy (RTB) range, where no tenancy references are required and flats with deck and balcony access are permitted. In addition, the investor buy-to-let range requires no minimum rental cover and offers a choice of ywo-year fixed and discounted rates, all with a Near Prime option. Let-to-buy is available on all products excluding RTB and buy-to-let.
David Copland, deputy managing director, Pink Home Loans, commented: “Pink is delighted to be packaging Rooftop’s product range. Pink’s intermediaries will benefit from the addition of a competitive product range for their clients who do not fit standard criteria. Whilst their clients can benefit from some of the fantastic criteria across the range, including, no higher lending charge and generous income multiples. The addition of a full time on-site underwriter from Rooftop, means that the broker can experience a speedy turnaround on their business.”
Alison Beech, director of business development, Rooftop Mortgages, added: “For many years now Pink Home Loans has been a benchmark for quality within the intermediary market place and Rooftop is delighted to work with them to deliver outstanding products and service to their client base.”
