Members can cover tests such as X-rays, ECGs and pathology in full, while reserving a limited out-patient benefit for specialist consultations.
The Exeter has launched a benefit add-on to its health insurance plan, Health+, with the introduction of unlimited out-patient diagnostics.
CT, MRI and PET scans are already included under Health+ as core cover, now the product will also feature an option meaning that members can cover tests such as X-rays, ECGs and pathology in full, while reserving a limited out-patient benefit for specialist consultations.
The option will provide members of The Exeter with the peace of mind that any diagnostic tests required as part of their healthcare journey will not be capped by an annual limit.
Karen Woodley, head of sales at The Exeter, said: “When we talked to advisers, they told us one of their clients’ worries was not having enough cover for all the tests that are needed to reach a diagnosis.
"Our core cover already allows for CT, MRI and PET scans, all routine in the potential diagnosis of cancer, but we wanted to provide our members with added reassurance for other conditions”.
Health+, which is available to individuals, also includes options for mental health cover and therapies cover, ensuring clients can get exactly what they want from their policy at a cost that is affordable for them.
Woodley added: “When a doctor refers a patient for a diagnostic test it can be a very worrying situation for them. Tests can quickly become expensive and we recognise that any additional financial stress is the last thing our members need at such a time”.
