The new product offerings complete UCB’s range of tracker mortgages, with two, three and five-year products available as standard.
The options available include a self-certification standard three-year tracker at a rate of 5.39 per cent; a buy-to-let (BTL) standard three-year tracker at 5.39 per cent, and a BTL standard five-year tracker at 5.29 per cent. The mortgage products are available as flexible or standard.
Free valuations on purchases and remortgages are also available on a number of products and the early repayment charges (ERCs) vary from 3 per cent to 5 per cent across the entire product range. All the BTL fixed rate and tracker rate purchase and remortgage options have an arrangement fee of £595.
Keith Astill, managing director at UCB Home Loans, said: “It’s all about choice and offering competitive products which really suit the individual’s needs. These are all attractively priced rates. Mortgage intermediaries and customers can see we’ve worked hard over the past months to ensure we give them the choice they want when selecting a mortgage and our plans for the coming months will see us strengthen our market position even further.”
James Cotton, mortgage specialist at London & Country, said the enhanced range was very attractive. “Looking at the entire range, what UCB Home Loans is offering looks pretty good. The five-year BTL mortgage deals stand out as being particularly competitive with strong interest rates and reasonable fees and as it stands, will be pretty much a market leader.”
