Fixed rates
First time buyer 3 year fixed rate at 4.99% + £500 cashback, no application fee.
Early repayment charge 3% of the balance repaid plus £500 until 31/05/09
2 year fixed rate at 4.69% with application fee of £495 or without application fee 4.99%
Early repayment charge 3% of the balance until 31/05/08
Available as a re-mortgage package as well
3 year fixed rate at 4.79% with application fee of £495 or without application fee 4.99%
Early repayment charge 3% of the balance until 31/05/09
Available as a re-mortgage package as well
5 year fixed rate at 4.79% with application fee of £495 or without application fee 4.99%
Early repayment charge 3% of the balance until 31/05/11
Available as a re-mortgage package as well
Note all our fixed rate mortgages revert to a lifetime tracker after the fixed rate period has finished which is Base rate + 0.95%.
Discounted rates
2 year discount of 1.70% off standard variable rate with an initial rate of 4.89%, application fee of £495 or without application fee 1.50% initial rate 5.09%
Early repayment charge of 1% of the balance for 2 years
Available as a re-mortgage package as well
Tracker
Offset tracker bank base + 0.59%, £495 application fee or without application fee +0.85%
No early repayment charges
Available as a re-mortgage package as well