Alternative lender broadens financing options for fix-and-flip, rental, and new construction projects

Kiavi, a private lender for residential real estate investors, has announced its expansion into 13 additional states, bringing its market presence to 45 states and Washington, DC.
The company, which specializes in fix-and-flip, new construction, and rental property loans, will now offer its services in Alaska, Delaware, Hawaii, Idaho, Iowa, Louisiana, Maine, Montana, Nebraska, New Hampshire, North Dakota, South Dakota, and Wyoming.
The move comes at a time when investors are navigating a tight housing market and seeking alternative financing options to fund renovations, new construction, and rental properties, according to Kiavi.
The US housing market is short nearly 4.9 million homes, according to a Brookings Institution report, intensifying the need for more move-in-ready housing. While many traditional lenders have tightened credit access, Kiavi is positioning itself as an alternative capital source for investors looking to renovate properties or build new housing.
“Kiavi’s expansion into these 13 additional markets provides an immediate opportunity to equip more real estate investors with the fast, reliable, and transparent capital they need to create move-in ready housing while scaling their businesses,” Kiavi CEO Arvind Mohan said in a media release. “Independent, local real estate investors play a critical role in combating the nation’s housing crisis, and we couldn’t be more excited to help these entrepreneurs grow their impact on these local communities.”
Despite a challenging real estate market, Kiavi grew its loan volume by 46% in 2024, originating $6.5 billion in loans – a record for the company. This growth occurred during a year when home sales fell to their lowest level in nearly three decades, according to the National Association of Realtors.
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Kiavi has now funded over $23 billion in loans, making it one of the largest private lenders serving real estate investors in the US.
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