No fees, no overlays, no problem! Midwest-based lender GSF mortgage offers originators all of the resources that they can offer without any of the headaches, lending fees, and red tape associated with banks. This way, says Chad Japedro, GSF president, originators can have a better price in the markets that they serve. The highlight of GSF’s year has been the single close construction product, which they offer on all FHA, VA, USDA, and conventional loans.