Explore current trends in Australian mortgage rates, product fees, LVR percentages, lender details, and more. Updated weekly, check back to stay informed
Mortgage Professional Australia’s Interest Rates database is an essential resource for industry professionals, offering comprehensive access to the best Australian home mortgage rates and leading mortgage providers.
We update our Interest Rates database every week to display the current offerings of the top mortgage lenders in the country, allowing for easy searches. Here, you’ll find specific data on fixed interest rates, loan to value ratios, individual lenders, and more.
To stay up to date with the constantly changing Australian mortgage rates, check back here every week or bookmark this page. Updated as of [date], the figures within the table below may change at any time.
What mortgage rates are suitable for your clients' needs?
With 136 1-year fixed rate mortgages from 14 lenders, knowing the rates and fees for these mortgages is worthwhile. As Australian mortgage rates keep changing, one notable option for this short-term loan type is Macquarie Bank’s Fixed Rate Home Loan Principal & Interest Offset starting at 5.99%.
There are 145 2-year fixed products available from 14 lenders. Home buyers who are looking for short-term fixed rates can secure these from National Australia Bank, starting at 6.04%.
For those considering 3-year fixed rate mortgages, our database shows 145 products available from 14 lenders. With mortgage rates in Australia changing constantly, it helps to know what the current rates are and what fees and charges they include. UBank’s 3-year fixed rates start from 5.79%.
5-year fixed mortgage rates are becoming more popular. Right now, there are 143 of these products listed in our database. This is updated weekly, so be sure to check back!
Our list of mortgage rates shows that ANZ Bank is the only lender currently offering 10-year fixed rates, starting from at 7.04%.
ANZ maintains its place among the Big Four by offering competitive Australian mortgage rates. In our database, there are 148 mortgage products listed, with a fixed LVR more than 80% Principal & Interest starting at 7.69% for a 7 year product.
The Bank of Melbourne operates primarily in Victoria. With 13 mortgage products listed in our database, it features Owner Occupier (Principal & Interest) fixed rates starting from 5.79% for a 2 year product.
As a firm that provides an assortment of banking solutions, BOQ is a leading provider of Australian mortgage rates. It has 63 mortgage products recorded in our database and offers Owner Occupier Interest Only fixed rates beginning from 7.84% for a 5 year product.
In our database, Bankwest features 73 mortgage products, with offers like their Complete Fixed Home Loan - Upto 80% LVR package that starts from 5.89% for a 2 year product.
Bendigo delivers a diverse set of home loan interest rates. Our database lists a selection of 65 mortgage products, with Australian mortgage rates for Complete Home Loan - Investor Fixed Interest Only starting from 6.44% for a 2 year product.
As part of the Big Four, Commonwealth Bank provides a variety of loan types to a diverse clientele. With 49 mortgage products listed in our database, CommBank offers a fixed rate Investment Home Loan with Wealth Package starting from 6.09% for a 3 year product.
With 112 mortgage products available HSBC is a top choice even here in Australia. Check our database of mortgage rates to see which product may best suit your client, and find the fees your client will want to know about. Our list of mortgage rates shows that HSBC is offering Owner Occupier fixed rates from 5.89% for a 2 year product.
Our database includes a listing of 58 mortgage products from ING. The company offers a diverse range of Australian mortgage rates, with Investor Home Loan Interest Only rates from 6.04% for a 4 year product.
Macquarie Bank provides a diverse selection of Australian mortgage rate products. There are 130 mortgage products listed in our database, providing Owner Occupier Interest Only fixed rates from 5.99% for a 5 year product. See what fees your clients may also encounter, and make sure to read our FAQs for more info on this bank.
There are 100 mortgage products recorded in our database. NAB, one of the Big Four companies known for offering reliable home loan rates in Australia, has Owner Occupier Interest Only in Arrears fixed rates starting at 6.19% for a 3 year product.
In our database of Australian mortgage rates, St. George Bank has a list of 13 home loan products available, including Owner Occupier (Principal & Interest) fixed rates from 5.79% for a 2 year product. See what your mortgage products your client may want from this bank. Updated weekly!
Suncorp is one of the biggest financial companies in the country. Our listings show that the firm offers 68 mortgage products, with Investment fixed rates beginning at 6.50% for a 1 year product. See if Suncorp has the best mortgage rates for your client, and also see our FAQ section to learn more.
UBank is an online banking firm that provides some of the most competitive Australian mortgage rates. Our database shows 82 mortgage products are available, providing Owner Occupier (Principal & Interest) fixed rates starting from 5.79% for a 2 year product. You can also see our FAQ section to learn more about them.
Part of the Big Four, Westpac provides some of the most accessible arrays of Australian mortgage rates on the market. According to our database, offerings include 62 mortgage products, with Investor Principal & Interest fixed rates from 6.09% for a 3 year product.
Investment home mortgage rates are available in 1, 2, 3, 4, 5, 7 and 10-year increments. See what your investment-savvy client is eligible for. Updated weekly!
With 242 products currently available in our database from 13 lenders, customers looking for variable mortgage rates have a lot of potential choice with products generally being available over all terms with interest rates sitting between 6.09% and 9.54%.
Interest-only rates are for clients looking to only pay their mortgage interest who are not yet looking to pay off the principal. Most available rates are between 5.89% and 10.06% with varying product fees and LTV percentages. There are currently 384 products available from 10 lenders.
New customers are always looking to find the best rates, and are an exciting area of the business for many brokers. Our database currently has ### products from ## lenders, initial fixed rates are between #% and #% with varying LTV percentages.
Australian Mortgage Rates FAQs
Take a look at Australia’s biggest mortgage lenders
The ‘Big Four’ banks hold 80% of Australia's home loan market, but over 100 other lending firms also compete. Visit our page to see who the largest bank and non-bank lenders are and how they can help your customers.
Australian bank mortgage rates
ANZ Bank mortgage rates
ANZ maintains its place among the Big Four by offering competitive Australian mortgage rates. In our database, there are # mortgage products listed, with an offering of [product] fixed rates starting at #.##% with a $# setup fee for its # year products. ANZ also provides [product] fixed rates beginning from #.##% with a $# setup fee for its # year products.
Bank of Melbourne mortgage rates
The Bank of Melbourne operates primarily in Victoria. With # mortgage products listed in our database, it features [product] fixed rates starting from #.##% and a $## fee for its # year product. The Bank of Melbourne offers [product] fixed rates from #.##% and a setup fee of $# for their # year products.
Bank of Queensland mortgage rates
As a firm that provides an assortment of banking solutions, BOQ is a leading provider of Australian mortgage rates. It has # mortgage products recorded in our database and offers [product] fixed rates beginning from #.##% with a $## fee for a # year product. In addition, they offer [product] fixed rates from #.##% with a setup fee at £# for # year product.
Bankwest mortgage rates
Home loan comparisons will enable you to see how Bankwest’s figures fare among Australian mortgage rates. In our database, Bankwest features # mortgage products, with offers like [product] fixed rates that start from #.##% and a $## fee for a # year product. Bankwest also offers [product] fixed rate at #.##% with a setup fee of $# for a # year product.
Bendigo Bank mortgage rates
Bendigo delivers a diverse set of home loan interest rates. Our database lists a selection of # mortgage products, with Australian mortgage rates for [product], its fixed rates start from #.##%, with a $## setup fee for a # year product. Bendigo Bank also provides [product] fixed rates starting from #.##% with a £# setup fee for a # year product.
Commonwealth Bank mortgage rates
As part of the Big Four, Commonwealth Bank provides a variety of loan types to a diverse clientele. With # mortgage products listed in our database, CommBank offers [product] fixed rates starting from #.##% with a $# fee for a # year product. Along with this, they have [product] fixed rates from #.##% with a setup fee of $# for a # year product.
HSBC mortgage rates
HSBC has # mortgage products in our database. The bank offers Australian mortgage rates [product] fixed rates starting at #.##% and a $## setup fee for a # year product. Along with this is an offering for [product] fixed rates starting from #.##% with a $# setup fee for its # year products.
ING mortgage rates
Our database includes a listing of # mortgage products from ING. The company offers a diverse range of Australian mortgage rates, with [product] fixed rates from #.##% and a $## setup fee for # year products. They also have [product] fixed rates starting at #.##% with $### setup fee for the # year products.
Macquarie Bank mortgage rates
Macquarie Bank provides a diverse selection of Australian mortgage rates. There are # mortgage products listed in our database, providing [product] fixed rates from #.##% with a $## setup fee for its # year products. Also, Macquarie Bank offers [product] fixed rates that starts at #.##% with a $# setup fee for its # year products.
National Australia Bank mortgage rates
There are # mortgage products recorded in our database. NAB, one of the Big Four companies known for offering reliable home loan rates in Australia, has [product] fixed rates starting at #.##% with a $## fee for a # year product. Along with this, they also offer a rate of #.##% for [product] with a $# setup fee for a # year product.
St. George Bank mortgage rates
In our database of Australian mortgage rates, St. George Bank has a list of # home loan products available, including [product] fixed rates from #.##% with a setup fee of $# for their # year products. St. George Bank also provides [product] fixed rates from #.##% and a $## fee for a # year product as well.
Suncorp mortgage rates
Suncorp is one of the biggest financial companies in the country. Our listings show that the firm offers # mortgage products, with fixed rates beginning at #.##% and a $## fee for a # year product. They also provide a [product] fixed rate at #.##% with a fee of $# for # year product.
UBank mortgage rates
UBank is an online banking firm that provides some of the most competitive Australian mortgage rates. Our database shows # mortgage products are available, providing [product] fixed rates starting from #.##% and a $## fee for a # year product. UBank also offers [product] rates from #.##% with a $# setup fee for a # year product.
Westpac bank mortgage rates
Part of the Big Four, Westpac provides some of the most accessible arrays of Australian mortgage rates on the market. According to our database, offerings include # mortgage products, as well as [product] fixed rates from #.##% with a starting fee of $## for a # year product. Also available is its [product] fixed interest rates of #.##% and a setup fee of $# for a # year product.
Fixed mortgage rates in Australia
1-year fixed mortgage rates
With [# of products] 1-year fixed rate mortgages from # lenders, knowing the rates and fees for these mortgages is worthwhile. As Australian mortgage rates keep changing, one notable option for this short-term loan type is [company]’s [product] starting at #.##% with a product fee of $##. Another one is [company], offering rates at #.##% with a $# fee for their [product] fixed rate.
2-year fixed mortgage rates
In our updated database of Australian mortgage rates, there are [# of products] 2-year fixed products available from # lenders. Home buyers who are looking for short-term fixed rates can secure these from [company], starting at #.##% with a product fee of $#. [company] also offers them at #.##% with a product fee of $##.
3-year fixed rate mortgage rates
For those considering 3-year fixed rate mortgages, our database shows # products available from # lenders. With mortgage rates in Australia changing constantly, it helps to know what the current rates are and what fees and charges they include. [company]’s 3-year fixed rate is at #.##% with a product fee of $##, while [company]’s is at #.##% with a product fee of $#.
5-year fixed mortgage rates
When it comes to Australian mortgage rates, the 5-year fixed mortgage rate is becoming more popular. Right now, there are [# of products] of these products listed in our database. [company]’s offering is at #.##% for their [product] fixed rate with a $# product fee and [company]’s [product] fixed rate is at #.##% with a $# product fee.
10-year fixed mortgage rates
For customers seeking long-term home loan applications, we have gathered the best Australian mortgage rates available. There are [# of products] 10-year fixed rate mortgages from # lenders. Right now, [company]’s fixed rate is #.##% with a product fee of $##, while [company]’s fixed rate is at #.##% with a product fee of $#.
Mortgage scheme rates in Australia
Home loan interest-only rates
There are many loan types with varying interest rates on the market. It is worth seeing what products are available in today’s Australian mortgage rates, along with their fees and LVR percentages. In our database, there are # home loan interest-only products available from # lenders, with rates ranging from #.##% to #.##% and varying product fees and LVR percentages.
First home buyer mortgage rates
As people seek to be home buyers for the first time, we update our database regularly to allow comparison of different First Home Buyer mortgage rates. Australian mortgage rates change quite often; right now, there are [# of products] first home buyer products to choose from among # lenders, with rates ranging from #.##% to #.##%, alongside product fees from $# and differing LVR percentages.
Variable mortgage rates
With # products across # lenders currently listed in our database, customers seeking variable rate home loans can choose from a multitude of mortgage products. Influenced by the Reserve Bank of Australia’s current cash rate, the rates typically start from #.##% to #.##%, with $# product fee and varying LVR percentages.
Investment home mortgage rates
Among the Australian mortgage rates available in the market, investment home mortgages usually fare higher compared to owner-occupier loans, with stricter terms and conditions. Its interest rates generally span between #.##% and #.##% with varying product fees and LVR percentages. Based on our database, there are # products available from # lenders.
