OneTrust Home Loans

Office address: 3838 Camino Del Rio N # 305, San Diego, CA 92108
Website: www.onetrusthomeloans.com
Year established: 2013
Company type: financial services
Employees: 250+
Expertise: conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, construction loans, reverse mortgages
Parent company: N/A
CEO and key people: James Hecht (CEO), Shane A. Erskine (president), Jennifer Szymanski (COS) Chris Washburn (EVP), Nick Nyland (EVP, credit & collateral), Lynn Wright (SVP, retail production), Daniel Mudd (VP, regional manager)
Financing status: corporation

OneTrust Home Loans operates as a direct lender and servicer offering a variety of loan options including specialized divisions for portfolio and construction lending. Established in San Diego, CA, the company is licensed to operate in 49 states and 2 US territories.

History of OneTrust Home Loans

OneTrust Home Loans, originally known as CalCon Mutual Mortgage, is a privately held direct lending firm headquartered in San Diego, CA. The company underwent a rebranding in 2013 to start its foundation, adopting its current name while also focusing on continuously innovating their operations. Since then, it expanded operations across America while increasing its workforce to over 250 employees.

Products and Services of OneTrust Home Loans

 OneTrust offers a range of products and services, which include:

• conventional loans: a staple product, offering favorable terms for borrowers with good credit
• FHA loans: provide lower down payment options for first-time home buyers
• VA loans: tailored for veterans, offering benefits like no down payment and no private mortgage insurance
• jumbo loans: for financing properties that exceed the conventional loan limits
• portfolio loans: custom solutions for unique borrower situations that may not fit traditional lending criteria
• reverse mortgages: aimed at homeowners aged 62+, allowing them to convert part of their home equity into cash

Culture at OneTrust Home Loans

OneTrust Home Loans upholds an approachable and competent management culture. The employees also enjoy comprehensive benefits that focus on work environment satisfaction, workers’ well-being, and professional growth. These benefits include:

• comprehensive health care
• competitive salaries
• professional development opportunities
• flexible working hours and remote work options
• regular employee appreciation events and recognition programs

The company also incorporates certain professional values into their business to ensure that the management and its employees work towards the same goal. The core values of OneTrust include:

• integrity: committed to always doing the right thing
• transparency: maintains open communication for effective decision-making
• innovation: pursues new solutions to enhance client and employee experiences
• greatness: strives for the highest quality in all services

About OneTrust Home Loans CEO James Hecht and Key People

James Hecht was appointed CEO of OneTrust Home Loans in early 2024. Prior to OneTrust, Hecht held executive roles in companies like Newrez, Stearns Lending, and Bank of America. He holds a BBA in Marketing from the Lubar College of Business.

Supporting him is a team of experienced experts and professionals:

• Shane A. Erskine serves as president and is instrumental in shaping the strategic direction of OneTrust Home Loans
• Jennifer Szymanski, as chief of staff, oversees critical administrative functions within the company
• Chris Washburn holds the position of EVP of retail production, playing a crucial role in the firm's operations and oversees retail production process
• Nick Nyland, the EVP of credit & collateral, is pivotal in developing strategies for credit and collateral management
• Lynn Wright, the SVP of retail production, leads her team with a focus on growth and operational efficiency
• Daniel Mudd, as VP and regional manager, is key to expanding the company's market presence

The Future at OneTrust Home Loans

OneTrust Home Loans will be growing its services to include new down payment assistance and construction financing programs, targeting a broader range of homebuyers and builders. This strategy meets the company’s mission of continuous innovation and accessibility in homeownership. Such initiatives are set to develop OneTrust’s operations and sustained growth moving forward.